Erika Kullberg Personal Finance

From Big Law Lawyer to YouTube Star- A Visit with Erika Kullberg

Erika Kullberg went through quite the career change. Starting out as a lawyer with one of the top law firms in the world, Erika has since transitioned to become an expert on personal finance and created a YouTube channel that currently has 207,000 subscribers. Yes, over 200k subscribers!

As Erika’s YouTube following grows daily, she has also been gaining recognition in the media and has been seen on Business Insider, CNBC, US News, and even in INC Magazine.

After her first year of law school, Erika was offered a job that paid her more than $180,000 USD per year. Upon spending $200,000 on law school and graduating from Georgetown University, Erika worked as a corporate lawyer in big law at one of the top law firms in the world and was working on deals worth billions of dollars.

This job also earned her pay of over $250,000 annually and she became one of the highest-paid lawyers in the world for her age.

Working for over ten years to get to where she was, there was one day that changed Erika’s life. Upon not being granted the time to spend with an ailing family member Erika was put in a difficult situation.

Erika was refused the time off by her law firm and heard ten words that changed her life. This was enough to send her on a new career path.

Erika went on to start an online law business at Plug and Law, created a YouTube course for beginners, and of course a hugely popular YouTube channel that earned her over 4 million views and $100,000 in her first year.

Needless to say, it is a huge privilege to have Erika answer a few important questions for us.

Personal Finance Tips for Teenagers from Erika Kullberg

Erika, thinking all the way back to high school. If you could go back to being a teenager, what is one (or more) thing that you would change about your decision-making knowing what you do now? 

I wish I would’ve read a personal finance book. Growing up, I learned a lot about saving money and how to be frugal, but I didn’t learn much about the other side of the equation – which is making money.  

I also used to be afraid of things I didn’t understand. For example, I used to think that investing was only something “rich” people did – and I couldn’t relate, so I avoided it completely.  

I wish I would’ve learned how to invest earlier on (even just $50 a month) so I could have realized it’s not that scary. The earlier you can start investing, the more the power of compounding will work in your favor.

Our readers are looking to get a head start on their financial future. What is one thing that you believe every teenager should start or do today to begin a successful financial future?

It’s easy to spend lots of money, but it takes discipline to learn how to save money and invest it to make yourself more money.  

Stop worrying so much about the materialistic things that money can buy you. Instead, start thinking about how you can make your money work for you and how you can save for your future.  

I fell into the trap of spending on things that I didn’t need just to impress other people. If you can avoid that trap, you’ll be way ahead of the curve. 

After making the big career change and now being able to influence millions of people, what is your favourite part of YouTube?

Getting to have an impact. I love that I get paid to create videos on YouTube about topics I enjoy talking about!

I’d like to thank Erika for taking the time to help us at TeenLearner. Erika can be found at as well as  

Please take the time to have a look and subscribe to her YouTube channel, I know you’ll get extreme value from it.

By: Robert Puharich | October 16, 2021 |