Free Money and AI Lessons for Teachers
TeenLearner was founded by Robert Puharich after more than 20 years in education. Everything here is free to use with your students: interactive calculators you can embed on your class page, readings written for teens, and simple activity ideas you can run in one period.
Free calculators you can embed
Each calculator has an Embed this calculator box under it. Copy the code into Google Sites, your school website, a blog or any page that accepts HTML, and students can use it without leaving your page.
- Compound Interest Calculator: see how saving early grows over time.
- Budget Calculator: add up monthly costs and see what is left.
- Salary to Hourly Calculator: turn a yearly salary into an hourly wage.
- Student Loan Calculator: estimate monthly payments and total interest.
- Car Loan Calculator: compare the real cost of a first car.
- Mortgage Calculator: show how home payments work.
Readings for your students
Money basics
- How to Budget for Teens
- How Much Money Should a Teenager Save?
- How Does Compound Interest Work?
- What Is Good Debt vs Bad Debt?
Work and earning
AI in school
- How to Use AI for School Without Cheating
- A Parent’s Guide to Teens and AI
- How to Use ChatGPT for Studying
Life skills
- How to Set STAR Goals
- SMART Goal Setting for Teens
- Growth Mindset for Teens
- Life Skills Before Moving Out
Three quick activity ideas
- The early saver challenge. Students use the Compound Interest Calculator to compare saving $25 a month from age 16 with starting at 26. Ask them to explain the difference in one sentence.
- First apartment budget. Give each group a monthly income and have them build a budget in the Budget Calculator. Discuss what they had to cut.
- Is this AI use okay? Read How to Use AI for School Without Cheating, then sort five real examples into “helps me learn” and “does the work for me”.
Printable worksheets are coming
We are building printable worksheets and lesson plans to go with these resources. Join the newsletter to hear when they are ready.